Speaker Bios

Pina Albo joined Hamilton Insurance Group as Chief Executive Officer in January 2018.

Pina began her career as a lawyer in Toronto, Canada. After practicing in real estate, corporate finance and M&A, she accepted a position at Munich Re as a claims expert. During her 25-year career at the Company, Pina held increasingly senior positions which included Head of Casualty Unit, North America/UK and International D&O/EPL; Head of Casualty Operations at Munich Reinsurance Company of Canada and Temple Insurance Company; Executive Head of Department UK and Ireland; President, National Clients Division, Munich Re America; and President, Reinsurance Division, Munich Reinsurance America. Pina’s most recent position at Munich Re was Member of the Board of Executive Management where her responsibilities have included P&C business and operations in Europe and Latin America.

Pina currently sits on the Board of Directors for the IFG Companies, Blue Marble Micronsurance and Attune Insurance. She also serves as an ambassador for the Insurance Supper Club, an international organization that aims to improve networking opportunities for women across the finance and insurance industries.

Pina has been a member of many industry boards including the Board of the Insurance Information Institute, the Board of the Reinsurance Association of America and the National Board of the Insurance Industry Charitable Foundation.

She has been recognized for her contributions to the insurance industry and has received numerous awards including the Association of Professional Insurance Women’s “Woman of the Year” (2011). She was designated a “Top Influencer” in Insurance Business America’s List of “Hot 100” (2014) and placed in Intelligent Insurer’s list of ‘Top 100 Women in Re/insurance” (2014 and 2015).

Pina holds the Maîtrise en Droit, International and European Community Law, from L’Université d’Aix-Marseille III, Aix-en-Provence, France; Juris Doctor from Osgoode Hall Law School, York University, Toronto, Canada; and a Bachelor of Arts degree in Languages from the University of Winnipeg, Winnipeg, Manitoba, Canada.

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Deb Aldredge is Chief Administrative Officer for Farmers Group Inc. based in Los Angeles, California. In this role, she oversees all human resources, the award-winning University of Farmers, corporate social responsibility, risk, audit, real estate and leads Farmers Financial Solutions (FFS, a limited liability broker dealer) and Kraft Lake, Farmers Agency Management Group.

As a member of the Farmers senior leadership team reporting into the CEO, she is accountable for crafting and implementing the people strategy while ensuring that the necessary governance and controls are in place to support and grow the business. Prior to joining Farmers, Aldredge served as the Human Resource Business Partner to the CEO and senior leadership team of Zurich North America Commercial in Schaumburg, Illinois.

Previous work experience includes more than 25 years of experience in senior leadership roles in human resources and corporate learning at Merrill Lynch, Bank of America’s Private Bank based in Boston, Thomson Financial (now Thomson Reuters), and consulting to several leading Fortune 500 companies (e.g. Morgan Stanley, H&R Block, Oppenheimer Funds, Pfizer, etc.) through her own business.

Aldredge holds an undergraduate degree from the University of Iowa. She also completed her Board Certification at UCLA Anderson School of Management Executive Education Program, and has formerly held Series 7, 63, 24 and Insurance licenses.

Currently, she serves on the Insurance Industry Charitable Foundation’s Board of Governors and the New York/New Jersey St. Bernard’s Project Advisory Board. She is a founding member of the Farmers Family Fund, an employee funded charitable foundation and actively supports Farmers Charitable Giving initiatives in the local communities and a founding member and leader of the Farmers Women’s Network, with over 1,800 members operating out of 20+ chapters nationwide.

A mother of two, she resides in California with her husband. Interests include leadership coaching, hiking, exercise, cooking, home remodeling/renovations and volunteering.

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Jon Axel, Managing Partner at The Liberty Company Insurance Brokers has been working in the insurance industry for 30 years and has an extensive background in Property, Casualty, and Financial insurance products. As Managing Partner, he is charged with the growth of Liberty’s largest office as well as to continue producing and managing Clients risk and insurance needs.

Jon was formally at HUB International for the past 11 years. Prior to HUB, Jon spent 14 years with Marsh in various specialty practices including Political Risk/Trade Credit, Japanese Client Practices, Marketing and as a Client Executive in their Middle Market department.

Jon currently serves as Chair on the Western Division Board for the Insurance Industry Charitable Foundation and Chair for the Center Theatre Group’s Corporate Circle Board. He is also a past President of the Independent Insurance Agents and Brokers Association.

Jon is originally from New York but has lived in Santa Monica for nearly 20 years, where he currently resides with his wife and 17-year- old daughter. Jon is a graduate of Emory University, with a B.A. degree and double major in Economics and Religion.

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M. Steven DeCarlo is executive chairman of AmWINS Group, Inc., a global specialty insurance distributor with more than 4,500 employees globally. AmWINS handles over $14 billion in premium and is ranked the largest wholesale insurance broker in the U.S. by Business Insurance magazine.

Steve began his career in 1980 with Crum & Forster and later joined The London Agency as its chief financial officer. In 1988, he was a founding partner of Royal Specialty Underwriting (RSUI), serving as executive vice president and chief financial officer. Ten years later, he became senior vice president of what was then RSUI’s parent company, Royal & SunAlliance USA. Steve joined AmWINS in December 2000, leading the business through the merger of several leading specialty wholesalers.

Steve is a 1980 East Tennessee State University graduate with a bachelor’s degree in accounting. He is a member of the ETSU Foundation, and is also affiliated with the Distinguished President’s Trust.

Among his many community activities, Steve is past chairman of the Multiple Sclerosis Society of Georgia, an inductee into the Multiple Sclerosis Hall of Fame, and past vice chairman of the PGA of America Tournament.  In 2014, as the National Insurance Industry Council’s Spirit of Life® honoree, he spearheaded fundraising of more than $2.7 million for the City of Hope to support research for life-threatening diseases.

He and his wife, Lee Ann, reside in Charlotte, N.C., and are the parents of three children, Jenna, Nick and Reid.

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Mr. Dowling is Managing Partner of Dowling & Partners Securities (D&P). He began his career with A.J.B. Zunser and Co. in 1982 as a junior insurance stock analyst and joined Fox-Pitt Kelton, Ltd. in 1983. He was admitted to the FPK partnership in 1986. Dowling co-founded Dowling & Partners in 1990.

Dowling & Partners Securities is a Hartford based institutional stock brokerage firm specializing in property/casualty (re)insurance, life (re)insurance, as well as title, mortgage, and financial guarantee (re)insurance.

Dowling & Partners property/casualty research team follows 40+ (re)insurers and writes the IBNR Weekly published each Thursday. D&P has been consistently ranked # 1 in annual surveys of institutional investors by the Greenwich Survey and Best of Boutiques by Institutional Investor. The firm’s fundamental analysis pays particular attention to loss reserves, balance sheets, and areas of sustained competitive advantage.

Mr. Dowling is a graduate of Dartmouth College and Harvard Business School. He has three children and lives in West Hartford, CT.

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Dr. Susan S. Fleming is a Senior Lecturer in Entrepreneurship and Management and Organizations at the Cornell School of Hotel Administration. Susan began her career on Wall Street, where over a period of twelve years she held various positions in the investment community, including that of Analyst at Morgan Stanley & Co., Vice President of Insurance Partners, L.P., a $540 million private equity fund and Partner at Capital Z Financial Services Partners, a $1.85B private equity fund. After retiring from Wall Street in 2003, Susan began work as an educator, teaching executives, investment professionals, MBAs and undergraduates in the areas of corporate finance, insurance, valuation, and gender bias. She also enrolled at Cornell University’s Johnson Graduate School of Management to pursue a Ph.D. in Management where her research focused on better understanding the factors contributing to a dearth of women in leadership positions in U.S. society.

In addition to Susan’s work as an educator, researcher and business consultant, Susan helped to found a start-up company in Ithaca, NY; has previously served on the board of directors of five publicly traded insurance and reinsurance companies, two private companies and three non-profit organizations; and currently serves on the board of Virtus Investment Partners, Inc., a publicly traded asset management firm. She is also a frequent speaker on issues of gender bias and entrepreneurship, having spoken to organizations such as Facebook, the Insurance Industry Charitable Foundation, Selective Insurance, The Conference Executive Board, Transatlantic Reinsurance, Hershey Entertainment and Resorts, the Fingerlakes Women’s Bar Association and The Venetian/Palazzo/Las Vegas Sands Corporation.

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Ivy Kusinga is Senior Vice President, Chief Culture Officer at Chubb, a position she has held since ACE’s acquisition of Chubb in January 2016. She is responsible for overseeing the culture integration between the two heritage companies by ensuring the clarity and consistency of Chubb’s culture and providing coherence and alignment for the Chubb culture.

Prior to this role, Ivy served as Vice President of Business Development for International Accident and Health at ACE. She was Vice President of Talent and Development for ACE North America, responsible for supporting the assessment, development and retention of talent. Ivy joined ACE Group in 2000 as Project Manager of Global Training & Development in Bermuda. She was appointed Director of Learning & Development in 2002 and, in 2006, Head of Learning and Development for ACE North America.

Ivy currently serves as a Board Member with the Bermuda Wellness Foundation (BWF), The Pedro Arrupe Center for Business Ethics in the Haub School of Business, Saint Joseph’s University and Gamma Iota Sigma, an international business fraternity for students of insurance, risk management and actuarial science.

With more than 18 years of experience, Ivy has a BA degree (cum laude) in International Development from St. Mary’s University, Nova Scotia.

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Dawn Miller Currently President & CEO for AXA Insurance Company (US), the AXA Group’s Property & Casualty Commercial Insurance Company based in NY.   She joined AXA in 2015, as Global Head of Business Development for AXA P&C, from an extensive career at AIG where her final role as Head of Client Engagement, across 47 countries of EMEA, based in London was preceded by a variety of market facing leadership roles in Europe, the Gulf Region and the United States. Dawn is also is responsible for AXA’s Women as Entrepreneurs global business segment initiative.

Prior to her time at AIG, to gain a stronger view into transactional risk & government relations, she spent several years in the Central/ Eastern Energy sector focused on acquisition and brownfield opportunities for North American investors. She began her career as a Political Risks Insurance analyst at the Overseas Private Investment Corporation (OPIC) followed by a broking career at Willis Corroon.  Dawn was an inaugural IIS Leader of Tomorrow and now program mentor, founding member of the EMEA Women’s Leadership Team (WLT) – an insurance industry forum, and active in both APIW & ISC missions focused on leadership empowerment through diversity and innovation.

She holds a BA in International Politics from The American University in Washington DC, and advance program certifications from Universite de Caen - France, INSEAD, and The Chicago Booth School of Business and is also a Rotary Graduate Scholar.

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Karen Rice is the Head of Construction Claims, North America for XL Catlin. Working out of the Los Angeles office, she supports several business units, including Construction, Excess Casualty, and Surplus Lines. Prior to joining XL Catlin in 2011 she was the National Construction Defect Claim Manager for OneBeacon Insurance (OBI), and the AVP of National Construction Defect claims and Western States ACE Risk Management claims with ACE USA.

Karen has sat on the DRI Construction Law Steering Committee for the past several years, and is on the Construction Advisory Board for CLM. She is also on the advisory board for ALFA International Construction Committee and has been a frequent lecturer at various Construction and Insurance Law seminars throughout the country, including Defense Research Institute, Association of Southern California Defense Counsel, West Coast Casualty Annual Construction Defect Seminar, HB Litigation Construction Law, and the American Bar Association.

She earned her Bachelor’s degree from the University of California at Santa Barbara and her Master’s in Business Administration from the University of LaVerne.

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Ms. Mandana Sadigh has been Senior Vice President and Treasurer of Mattel, Inc. since 2010. She is currently responsible for all aspects of global treasury operations, capital and investment policy, global insurance and risk management, and global real estate. Mandana has over 25 years of experience at Mattel in a variety of senior leadership roles, including VP/Assistant Controller (1999-2000), SVP of Corporate Strategy and M&A (2000- 2003), SVP of International Finance and Strategy (2003-2005), and SVP of US Finance and Strategy (2005- 2010). Prior to joining Mattel, Ms. Sadigh spent 8 years in the banking industry in Los Angeles.

Ms. Sadigh serves as the chair of Mattel’s Administrative Committee, responsible for overseeing the company’s various retirement plans, health and welfare plans, as well as deferred compensations plan. She also serves as the chair of Mattel’s Political Action Committee (PAC) Advisory Board, and holds the position of the Treasurer of PAC. She is the President and Member of the Board of Directors of Far West Insurance Company, a subsidiary of Mattel, Inc. Mandana also serves on the board of directors of Los Angeles Chamber of Commerce.

Ms. Sadigh holds a Bachelor degree in Economics and a Master’s degree in Business Economics from the University of California in Santa Barbara.

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Joyce Trimuel as Chief Diversity Officer, leads CNA’s enterprise-wide efforts to develop and implement a diverse and inclusive culture, and build upon strategic priorities that attract, cultivate and retain the best talent within CNA and throughout the marketplace. Her responsibilities span recruiting, talent management, succession planning, workplace flexibility, and relationships with agent and broker partners.

Prior to joining CNA in 2017, she honed her diversity and inclusion leadership skills at Chubb, where she served as the corporate chair for the carrier’s Multicultural Development Council. It was in this position that she developed and implemented Project Ignite, a first-of-its-kind leadership program that gave select employees access and exposure to senior-executive leaders to solve critical business issues.

Joyce spent nearly 20 years at Chubb, beginning her career as an INROADS intern and then working her way up the management ladder. Most recently, she served as Vice President and Kansas City Branch Manager, a position she leveraged to identify and capitalize upon market opportunities to drive revenue and profitable growth. She also held underwriting and marketing leadership roles for the carrier in Chicago and Washington, D.C., respectively.

Joyce holds a Bachelor of Science degree in Finance from the University of Illinois at Urbana- Champaign and a Master of Business Administration degree from Washington University’s Olin Business School in St. Louis.

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Sophia Yen is the Insurance Strategy & Innovation Leader in EY’s Insurance Advisory practice, focused on market trends & insights, innovation, and digitization and emerging technologies.

Sophia has nearly 20 years of experience in the insurance Industry with deep experience in disruptive technologies and digital transformation. She has led global initiatives focusing on growth, M&A integrations and separations, integrated business and financial strategy planning and streamlined target operating models.

Sophia joined EY from KPMG, where she was the Head of U.S. Insurance Strategy & Operations.  Before KPMG, Sophia drove the transformation at UBS Investment Bank achieving more than 30 million in cost savings. Prior to UBS, she was at Swiss Re and held several senior leadership roles, including running their Americas Client Solutions team, SVP of Financial Services Origination, Chief of Staff to the CEO and COO and Head of Operations and Reporting, where she was responsible for the strategic financial planning and operations of a $2.5 billion portfolio and was a member of the Americas Executive Committee.

Sophia holds an MBA from Columbia Business School and a Bachelor of Science (dual major: Finance & Computer Science) from Boston College and graduated both with honors. She is a regular speaker at industry conferences throughout the Americas, EMEA and Asia.

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